Archive for the ‘Building a Home’ category

Announcing – Keystone Home Mortgage

November 14, 2007

Keystone is pleased to announce the official opening of Keystone Home Mortgage.  Keystone Home Mortgage offers competitive products and unparalleled customer service to help you with all of your home financing needs.

 Rhonda Hood, an Augusta native with over 12 years of Customer Service and mortgage experience, has come on board as Vice President and Branch Manager.  Rhonda listens to and builds long term relationships with her customers in order to match them with the best product available to meet their needs.

 Keystone Home Mortgage is affiliated with Homebuilders Financial Network (“HFN”).  HFN provides mortgage loans to customers of homebuilders across the United States, amounting to $1.7 billion in mortgage loans for 2007. HFN’s vast experience and network of lenders provide Keystone Home Mortgage witha  wide variety of products and competitive pricing.

Rhonda can be contacted by calling the Keystone Home Mortgage office at (706) 650-6076.  She can also be reached via email at rhood@keystonehomemortgage.com

 Keystone is excited to offer these new financial services to you and looks forward to the opportunity to create a more seamless home buying process.

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It’s Still a Great Time to Buy a Home!

September 26, 2007

If you’ve been watching the news over the last few months you are well aware of the difficulties the housing and financing industries are facing these days.

 

At Keystone, we want to assure you that this is still a great time to buy a home!

 

The housing market is returning to normal.  The last five years have been ones of tremendous growth in some markets.  Most of the Southern states did not experience the highs of the past five years and are fortunately not experiencing the lows now. 

So what does that mean for you?  Where most of the bad housing news is coming from are from markets in California, New York, and Florida.  Georgia and South Carolina are still healthy markets for buying and selling homes.

 

The housing market is a cyclical market. It will have its ups and its downs. However, the economy is doing well, new jobs are being added to the area, and the demand for quality housing is high.  It is a great time to buy a home!

 

Here at Keystone we are adding on new neighborhoods!  Recently we acquired Ashbrooke in Grovetown, GA, we began construction in Bristol Station which is in Aiken, SC, and have two new neighborhoods coming to the Sage Creek Master Planned Community in Graniteville, SC.

Contact Keystone today for more information on finding the right home for you and to answer any questions you may have about buying or financing a home.

Hiring a home inspector?

May 30, 2007

Here’s a great article that might be helpful when choosing a home inspector.

Tips for Hiring a Home Inspector – (article from Georgia Realtor® Magazine, May/June 2007)

1.  Is the inspector a Member of the American Society of Home Inspectors (ASHI)?

Working with a certified Member of ASHI is an excellent indicator of an inspector’s qualifications and professionalism.

2.  How long has the inspector been practicing the profession and how many inspections have been completed?

Full ASHI Members are required to have completed at least 250 paid professional home inspections and pass two written exams that test the inspector’s knowledge and competency.  ASHI Candidates with logo use (CL) have passed the same exams and have performed a minimum of 50 fee paid inspections verified by ASHI to be in substantial compliance with the Standards of Practice.

3.  Is the inspector specifically experienced in residential inspection?

Related experience is helpful, but is no substitute for training and expertise in the unique discipline of home inspection.

4.  Does the inspector or his company have a policy not to do repairs or improvements based on the inspection?

ASHI’s Code of Ethics prohibits the inspector from performing any repairs or improvements to a home for a period of one year following the inspection, as it might cause a conflict of interest.

5.  Does the inspector participate in continuing education programs to keep his or her expertise up to date?

ASHI membership requires yearly continuing education.  To locate an ASHI Member, homeowners and homebuyers can use ASHI’s advanced “Find an Inspector” tool by loggin on to www.ASHI.org.  The search engine allows users to identify an ASHI Member in their area by language, specialty or ancillary services provided.  For more information, visit www.ASHI.org or call 800-743-2744.